Payment processing made simple, so you can focus on what really matters.

Our Services

Traditional Processing

At Swivl Payments, we take care of all your payment processing needs from start to finish. Whether online or in store, using chip and PIN, tap and pay or a swipe system, Swivl Payments will get your business set up to accept all major credit and debit cards, at the lowest rates on the market – guranteed.

Our payment process solutions include:

Swivl Payments will work with your business to determine the best payment processing solutions for your business, so you can speed up your transaction processing times, and give your clients a seamless and comfortable shopping experience.

POS Systems and Terminals

Swivl Payments offers the latest’s POS systems and terminals on the market, including Clover, Dejavoo, Mynt, and Parsepay to name a few. When given the right technology, merchants have the ability to completely transform their business and savings. Swivl Payments will provide your business with the necessary equipment and freedom to fully benefit from our Cash Discount Program, and accept both cash and credit card purchases on a secure payment gateway.

You will have peace of mind knowing that our POS system and terminals work with all major credit card brands. From Amex, Visa, Mastercard to Discover, you will be able to accept payments from all major credit card companies in the United States.

Swivl Payments will work with your business, to determine the best POS hardware and software for your business. Our terminals and POS systems are offered at little to no cost, pending on the merchant. You can be sure that customer service is our top priority, as we are business owners just like you and understand that every dollar spent and/or saved, counts. Reach out to us today to determine a pricing plan for your business.

High Risk Processing

At Swivl Payments, we work with high-risk businesses because we understand what it takes to process for them. We guarantee our high-risk customers with low rates, and high approvals.

While other processing companies might avoid working with high-risk businesses all together, Swivl Payments has the experience, network infrastructure to effectively and efficiently process for these types of establishments.

Rest assured that your merchant account is in good hands with Swivl Payments, and take full advantage of our Cash Discount Program offered to high-risk processing businesses today.

Automatic Clearing House (ACH)

Offering our merchants all payment processing solutions wouldn’t be complete without the ability to offer check payment process. Swivl Payments check acceptance program will drive more traffic through your business, with the ability to process checks in piece of mind. Our Automatic Clearing House (ACH) Program offers both merchant and customer a quick and seamless transaction via check, where funds are deposited automatically.

Depending on the nature of your business, our ACH can be the perfect addition or last piece of the puzzle for your payment processing solutions. Reach out to us today for more information on our program and to see if it’s the right fit for you.

Merchant Cash Advance

We offer merchant cash advances to small-business owners in need of capital now. Send us an email to qualify. At Swivl Payments, we work with business owners to help them obtain the capital they need through our quick and hassle-free process. Need funding to make payroll or buy a new piece of equipment? We’re here to help. Through our Merchant Cash Advance Program, receive the funding you need for your business, quickly!

Gift and Loyalty Programs

We take care of our merchants by offering referral, gift and loyalty programs so they can increase their customer loyalty and generate new business.

With Swivl Payments Gift and Loyalty Programs, you can gain new customers and maximize revenue by expanding your existing customer base, increasing current customer loyalty and building off new streams of revenue.

Our programs focus on returning customer incentives by promoting increased spending and repeat business. Merchants have access to real time web tracking and reporting and the ability to issue gift cards in any dollar amount.

Send us an email today to learn more about our Gift and Loyalty Programs, and which is right for you. We will create a tailor-made program for your business utilizing creative marketing ideas that will increase your customer base and add additional revenue streams.


With over 10 years combined experience in business, founders of Swivl Payments realized that they could provide small and medium sized businesses with much needed and much better credit card processing services for merchant processing.

By combining their unique backgrounds, expertise, and relationships, Swivl Payments provides merchants with the best merchant processing solutions on the market.


Having built several businesses from the ground-up themselves, we understand that business owners are being overcharged for processing services POS and terminals. Most importantly, we understand that for small and medium sized businesses to succeed and prosper – every dollar counts.